Best Hilton credit cards of June 2024 - The Points Guy (2024)

With the Hilton Honors American Express Surpass® Card, you can enjoy substantial rewards when staying at Hilton properties, along with the added benefit of automatic Hilton Gold elite status. This status grants you complimentary breakfast or a daily food and beverage credit at some Hilton brands, enhanced earnings and the possibility of space-available upgrades during your Hilton stays at select brands. Considering its valuable perks, the card’s $150 annual fee (see rates and fees) becomes easily justifiable.

The Hilton Honors American Express Surpass card is an excellent choice for those seeking to accumulate and utilize Hilton points. This card offers attractive benefits for individuals aspiring to become loyal Hilton guests. Cardholders enjoy the privilege of complimentary Hilton Gold status, entailing a daily food and beverage credit at U.S. hotels or a continental breakfast at non-U.S. hotels. Additionally, they can take advantage of the fifth night free when booking with points, an 80% bonus on earnings during stays and the possibility of room upgrades to standard suites, subject to availability at select brands. The Hilton Honors Amex Surpass card also includes a complimentary night reward, no foreign transaction fees and the opportunity to attain top-tier Diamond status by spending $40,000 in a calendar year.

“Even if you only stay with Hilton a few times each year, having the Hilton Surpass Card can be worth it. It offers solid earnings at Hilton properties and automatic Hilton Gold elite status — all for a $95 annual fee. Hilton Gold is one of my favorite mid-tier hotel statuses as it gets you complimentary breakfast or food and beverage credits and space-available room upgrades.” — Benji Stawski, former senior reporter

The Hilton Honors American Express Card serves as Hilton's introductory product, offering a no-annual-fee option (see rates and fees). With its attractive benefits of earning 7 points per dollar on eligible Hilton purchases and complimentary Hilton Honors Silver status, this card presents a reliable choice for new cardholders who are devoted to the hotel brand or prefer to avoid annual fees. However, it is worth noting that other travel cards provide greater flexibility in earning and redeeming points, along with more substantial perks.

With the Hilton Honors American Express card, you receive complimentary Silver elite status, which can be upgraded to Gold by spending $20,000 or more on the card in a calendar year. Additionally, you have the opportunity to earn bonus points not only on Hilton hotel stays but also on essential everyday purchases. These accumulated Hilton Honors points can then be redeemed for complimentary nights at your preferred properties, allowing you to make the most of your rewards.

“Long considered to be the best no annual fee hotel cobranded credit card, you can use Hilton Silver elite status to unlock the fifth night free on standard Hilton award stays. It’s one of the only ways to unlock elite status no annual fee. You can also earn bonus points on popular categories like Hilton hotels, U.S. restaurants, at U.S. supermarkets and at U.S. gas stations.” — Kyle Olsen, former points and miles reporter

By using the Hilton Honors American Express Surpass® Card, you can enjoy a generous earning rate of 12 points per dollar on eligible purchases spent at Hilton hotels. As an added benefit, the card grants automatic Gold status, providing you with valuable perks. Moreover, by making $15,000 worth of purchases in a calendar year, you have the opportunity to earn a complimentary night reward. The card also offers up to $200 in statement credits annually towards Hilton purchases, up to $50 per quarter. Despite these remarkable features, the card maintains a modest annual fee of $150 (see rates and fees).

Considered one of the most advantageous hotel business cards available, the Hilton Honors American Express Business Card offers exceptional value. With its valuable mid-tier Hilton Gold elite status, this card provides a range of premium benefits while maintaining a reasonable $195 annual fee (see rates and fees). If Hilton is the preferred hotel chain for your company, adding this card to your wallet is a highly recommended choice.

The Hilton Honors American Express Business card provides an excellent balance of benefits while maintaining a low annual fee. Cardholders can enjoy various perks, including complimentary Gold Elite status and valuable travel protections. It's worth noting that the card offers the highest earning potential for points on Hilton purchases, as is common with cobranded cards. Please keep in mind that enrollment may be required for certain benefits.

“With generous perks like Gold status and the ability to unlock top-tier Diamond status with $40,000 of spend in a calendar year, the Hilton Honors Business Card is all about giving you perks beyond your money’s worth with a reasonable annual fee.” — Kyle Olsen, former points and miles reporter.

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Welcome bonusWe included cards with large welcome bonuses so that you can use them towards your next Hilton stay.

Annual feeOur best Hilton credit cards feature both no annual fee cards and higher annual fee cards that are accompanied with more premium perks.

Earning ratesWe chose Hilton cards that feature high earnings rates so that you can maximize your spending and earning.

Redemption optionsOur best Hilton cards come with a variety of redemption options, including free nights at a Hilton property.

Added benefitsIn addition to free nights, our best Hilton cards offer perks like travel insurance and shopping protection.